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Duluth, MN Payday Advances

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Payday America

339 E Central Entrance, Duluth, MN 55811-5513   » Map & Driving Directions

Phone Number: 218-722-0469   » Touch to dial (for mobile devices)

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Here are a few things to consider before taking a payday loan or cash loan in Duluth MN.

There are numerous points to consider before applying for a payday loan or cash advance in Duluth MN. The following are Ten tips that we encourage you to carefully think about:
  1. Enter a complaint with your state department if you feel you have been treat unfairly or illegally by any payday advance or cash advance lender.
  2. Always try and repay your payday loan in full when it is due without extending it.
  3. Beware of bouncing checks when you carry insufficient funds to repay a payday advance or cash advance lender. These fees can accumulate quick and will sometimes be quite high. Additionally, your financial institution might even charge you fees.
  4. Unless you use payday advances and cash advance loans relatively sparingly, we strongly suggest signing up for credit counselling in order to learn ways to skillfully budget and save.
  5. Make sure that you read the fine print of any payday loan or cash advance commitment before you sign it. When you do not understand anything or have suspicions, do not put your signature on it.
  6. Start saving an emergency savings fund of, about, $500. That way, you can avoid cash advances in the future.
  7. Whenever you intend to obtain a payday loan or cash loan, make sure you acquire access to your recent employment pay-check stubs as well as your current account information.
  8. Before acquiring a payday loan, check with the Better Business Bureau to find out how established the company is and if it has any complaints.
  9. Be sure to be aware exactly the minute your payday loan or cash advance is scheduled to be paid and take the mandatory steps to repay that loan punctually.
  10. Always look into alternative loan sources before you pick a payday loan or cash advance. Consider parents, friends, your credit union, a local bank , even a credit card.


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